While floods can cause major destruction, the damage caused by floods is not covered by standard Homeowners insurance. That’s why Great North Insurance offers flood insurance through the National Flood Insurance Program through a number of difference insurance companies. A flood insurance policy provides the specialized coverage you need to help protect your home, condo or business from rising waters.
Flood policies can provide coverage for:
- Flood damage to your home’s structure as well as items like your furnace and water heater
- Flood damage to your furniture, rugs, appliances, and clothing (with limitations for basement areas)
- Expenses you incur to protect your home against imminent flood damage by sandbagging or other measures
- Clean-up costs for covered items after a flood, including debris removal
Flood insurance may not be as expensive as you might think, and the benefits of coverage can vastly outweigh the costs of repairs and replacements. Properties located in low to moderate risk zones, may be eligible for a Preferred Risk Policy (PRP), a low cost option that will allow property owners and businesses to protect themselves against the devastating effects of flooding.
Please visit: www.fargofloodinsurance.com for more information regarding local flooding. This website provides even more information that may be helpful as flood season approaches.
There when you need us
If your home, condo or personal property is damaged due to flooding, rest assured that Great North Insurance has people and the contacts to resolve your claim quickly and professionally. A flood insurance policy typically has a 30 day waiting period before the policy can become effective. Therefore it is important to plan ahead. Simply call (701) 239-GNIS (4647) or email us at: Info@greatnorthinsuranceservices.com for additional information or if you would like a free, no obligation quote.