Would you like someone who is working in your best interests? We are authorized to provide you plans both inside and outside the health care exchange at no additional cost to you! We work with the biggest and best companies in our region! Blue Cross/Blue Shield, Medica, Sanford Health, Assurant, and more

With insurance policy terms such as:

• Deductibles
• Co-insurance
• Co-pays
• Sanctions
• Drug Formulary
• Out of Pocket maximums

Not sure of the differences? These terms affect your benefits. Better to understand your benefits now than after you have a claim!

We will be happy to explain them to you and let you know the most important health insurance term of all, you